When a company fails to comply with loan covenants or the expectations of investors or the board of directors, relationships become strained. Brandlin & Associates’ Financial Advisory and Workouts Services enable all parties involved to understand the facts and circumstances. As a result, they can make informed decisions and achieve quick and definitive resolution.

B&A breaks down the barriers between parties to resolve conflict and move forward. We:

  • Open channels of communication
  • Identify business issues and obstacles
  • Develop a realistic business plan
  • Manage the process through completion

B&A diligently uncovers and tests the information needed for our clients to make informed decisions. We work with or as management to advise stakeholders regarding:

  • Future viability of the business
  • Available liquidity and cash burn rate
  • Validity of financial projections and assumptions
  • Collateral burn rate
  • Liquidation analysis for values and alternative processes
  • Management’s skill-set to lead company through workout
  • Ramifications of bankruptcy filing
  • Collateral monitoring and preservation
  • Reporting frequency and content
  • Primary and secondary repayment sources

In some circumstances, we execute the financial workout on behalf of our client:

  • Devising and executing a turnaround plan
  • Implementing cash management tools
  • Managing creditors
  • Asset divestitures
  • Corporate dissolutions


The process of restoring a troubled business to viability and profitability is both protracted and time-intensive. It consumes substantial financial and human resources. In some instances, Bankruptcy Court protection may be necessary to effect a successful reorganization, which further complicates the situation.

Brandlin & Associates’ Insolvency and Reorganization Services dramatically expand the financial and operating resources available to troubled companies. We work with management, lenders, unsecured creditors, equity holders and other stakeholders to establish the most logical path for the company. We add the necessary expertise to restructure operations or to liquidate assets, either in or out of bankruptcy.

Our comprehensive services include:

  • Viability analysis and survival assessment
  • Formulating strategies
  • Measuring and protecting liquidation values
  • Planning for restoration of profitable operations
  • Evaluating creditor positions
  • Restructuring debt
  • Analysis of transactions
  • Negotiating settlements
  • Preparing plans of reorganization and disclosure statements
  • Pre-bankruptcy planning and post-filing compliance
  • Bankruptcy litigation consulting
  • Expert witness testimony